Why was THE RATE FIX created?
THE RATE FIX is designed to offer a “win-win” for those who make loans to THE RATE FIX, and myself.
The idea is simple: I am refinancing existing debt that is carrying a higher interest rate, with funds from lenders at a lower rate.
Individuals who elect to lend funds will earn a much higher rate of return on relatively small amounts of money than they might earn through a bank or credit union. (The “win” for individual lenders is that they earn a higher rate of return, so they earn more money.)
The “win” for me is that this saves me money.
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The Rate Fix
Currently, THE RATE FIX does NOT have a presence on any social media platform.
Not one.
Why?
A few reasons:
Sounds like a lot of work for starters!
Secondly, many if not most of these platforms have the ability to change their algorithms at any time, often without notice, thus impacting (for better or worse) what one can do on the platform.
And also, privacy. As per these platforms, what is done on them becomes their property. Who knows what these platforms are doing with all of that information.
While one of the goals here at THE RATE FIX is to “get in front” of more people, we do not need millions of “views” or 10’s of thousands of “users/customers/clients”. Our intent is to grow this idea as “organically” as possible by promoting “word of mouth” from existing lenders. (See more details about my thoughts about the eventual size of this idea here.)